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Capital One Shopping Review by a Financial Expert [Updated 2023]

Is Capital One Shopping Legit?

Anthony Andrews
Anthony Andrews
Personal finance expert

In a perfect world, online shopping would be quick and easy. But when you’re looking for the best deals, online shopping can be a frustrating and time-consuming undertaking.

Between Googling for coupon codes, switching between tabs to compare prices, and calculating shipping costs, making a purchase can become tedious and exhausting.

That’s where Capital One Shopping comes in. Capital One Shopping is a free browser add-on that helps save you money by automatically comparing prices, applying promo codes, and alerting you to better deals while you shop.

4.8 star WiseGeek Rating 4.8 star WiseGeek Rating
  • Pros
    Capital One Shopping searches for low prices among major online retailers and finds coupon codes for your shopping cart, all while earning you Capital One Shopping Credits that can be exchanged for gift cards.
  • Cons
    You'll need a U.S. shipping address to use Capital One Shopping and Capital One Shopping Credits can’t be exchanged for Amazon or Target gift cards (although many other gift card options are available).
  • The Bottom Line:
    For U.S. residents who shop online, the Capital One Shopping browser extension is a great way to find cheaper prices and earn gift card rewards, just by making ordinary online purchases.

We wanted to find out whether Capital One Shopping lives up to its reputation as a useful money-saving tool, so we tried it out on a variety of major websites, including Amazon, Target, and Best Buy. We tested all of Capital One Shopping's many features, including monitoring items for price drops, earning rewards at local shops and restaurants, and exchanging Capital One Shopping Credits for gift cards at well-known stores. Capital One Shopping reviews are a great way to get a shopper’s perspective on pros and cons of using this browser extension to save money when shopping online.

You can read our in-depth Capital One Shopping review to learn more, or if you'd like to try out the tool yourself, head over to Capital One Shopping to get the free extension.

This article includes links which we may receive compensation for if you click, at no cost to you.

What Is Capital One Shopping?

Capital One Shopping is a free browser extension that locates and tries out promo codes, looks for lower prices on the items you’re viewing, and alerts you whenever there’s a better deal available from another retailer. You can use it on tens of thousands of websites, including Amazon, eBay, Target, Walmart, Sephora, L.L. Bean, Barnes & Noble, Nike, and many more sites.

Capital One Shopping's benefits have made the browser extension extremely popular – millions of people have added Capital One Shopping to their web browsers. Collectively, they saved an impressive $70 million last year.

If you’re ready to add the free Capital One Shopping extension to your browser and start saving time and money at your favorite online stores, you can do that now.

4.8 star WiseGeek Rating

Add the Capital One Shopping extension to your browser, and start racking up the savings with this free online shopping assistant!

  • FREE: no hidden costs
  • Install in under 30 seconds
  • FREE: no hidden costs
  • Install in under 30 seconds

If you want more information, continue reading for our in-depth Capital One Shopping review below:

Capital One Shopping Features

Regardless of whether you make just one online purchase a month, or whether you’re a certified shopaholic, having the Capital One Shopping browser extension is likely to save you significant time and money with very little effort on your part.

To get the benefits from Capital One Shopping, all you need to do is shop online as you normally would, and Capital One Shopping will take care of everything else. It’s never been so easy for online shoppers to save money, earn shopping rewards, or compare prices of items they love. Here are some of our favorite Capital One Shopping features for saving time and money.

1. Automated Coupon Codes:

Capital One Shopping coupon codes
Capital One Shopping scours the web to find active coupon codes so you save money

Everyone loves finding coupon codes that actually save you money, but it can be frustrating when you spend half an hour trying old codes that don’t work anymore. Capital One Shopping solves this problem.

While you shop, Capital One Shopping scours the Internet for coupon codes. When you’re ready to check out, Capital One Shopping automatically applies any available codes to your shopping cart. This Capital One Shopping feature ensures that you don't waste time searching for coupon codes that are fake or expired.

If there are multiple working coupon codes for your purchase, Capital One Shopping applies codes to help you get a good deal at checkout. Some of these codes are publicly available, and others are crowdsourced from other Capital One Shopping users who have successfully used them on their purchases.

2. Price Comparison Tool:

Capital One Shopping price comparison
Capital One Shopping ensures that you always get the best available price on your purchase

Capital One Shopping isn’t just on the lookout for useful coupon codes. As you’re shopping, Capital One Shopping is quietly searching behind the scenes, making sure that you’re getting the best available price.

This is arguably Capital One Shopping's most useful feature. It saves you from having to click between browser tabs to figure out whether Amazon has the cheapest price for that new couch you’ve had your eye on...or is it Walmart? What about Target?

If you’ve added Capital One Shopping to your browser, whenever another retailer is selling the item you’re looking at for a better price, you’ll see a helpful little pop up, informing you about the other deal and providing you with the link. It even alerts you to great deals among individual sellers on Amazon and eBay. And if you’ve already found the optimal deal, Capital One Shopping will let you know.

Capital One Shopping also takes shipping times and delivery costs into account when doing a price comparison, which is why you’re asked to provide your ZIP code when you first add Capital One Shopping to your browser.

3. Capital One Shopping Credits:

Capital One Shopping credits
Capital One Shopping allows you to build up reward points called Capital One Shopping Credits

Coupons and price comparisons are great, but actually earning tangible rewards for your purchases is even better. Capital One Shopping does this very well. Capital One Shopping compensates their customer's loyalty with reward points.

As you shop online with Capital One Shopping, you’ll automatically build up reward points, known as Capital One Shopping Credits. For example, you’ll earn 2% back on Walmart purchases, and 7% back on Microsoft purchases. Whenever you go on a retailer’s website, the little Capital One Shopping icon next to the address bar will turn green and show you the amount of Capital One Shopping Credits you can earn. All you have to do is click “Activate,” or you can wait and activate at checkout.

You can also earn loyalty credits by shopping or going out to eat near your home or office. These local offers (based on your ZIP code) will earn you 4% back when you make purchases using a linked credit or debit card.

When you’ve accumulated enough Capital One Shopping Credits, they can be redeemed as online gift cards for retailers like Walmart, Macy’s, Lowe’s, Barnes & Noble, and Petco. Once you’ve decided which retailer you want to spend your Capital One Shopping Credits on, use them to purchase an eGift Card, which will be emailed to you within 24 hours. The Capital One Shopping website is very intuitive, which makes the process of redeeming Capital One Shopping Credits simple and straightforward.

You’ll be pleasantly surprised to see how quickly those Capital One Shopping Credits add up. It’s just like earning cashback on your purchases.

4. Watchlist (Price Drop Monitoring):

Capital One Shopping watchlist
Capital One Shopping will let you know when the price of an item drops so you get the best deal

When you’re looking for the best price for a particular item, but aren’t ready to buy it just yet, adding it to your Watchlist is a useful way to have Capital One Shopping keep an eye on things. This is only one way to save money when shopping with this free browser extension, but it's certainly an effective way to save money.

This feature takes the hassle out of making large purchases such as furniture and electronics, since you won’t have to keep checking to see if any sales or promotions come up. The Watchlist is especially useful when you’re shopping for holiday or birthday gifts and have some time before you need to buy.

Capital One Shopping will monitor the items that you add to your Watchlist for 60 days and will let you know if there are any price drops, so that you won’t miss out on a great deal.

5. Capital One Shopping Product Search:

Capital One Shopping trending deals
Capital One Shopping allows you to compare products from multiplee retailers

Rather than going to a particular retailer’s website to look for a product, you can use the Product Search tool on the Capital One Shopping website to view and compare products from many different retailers. Taxes, shipping, and coupon codes are already taken into account in the displayed price. You’ll also see which retailers offer the most Capital One Shopping Credits, to help you make an informed decision.

For example, if you’re looking for a coffee maker, you can use the Product Search tool to view deals on hundreds of related products. You’ll also learn that you can earn up to 4% in Capital One Shopping Credits when you make a purchase from Keurig, and which other retailers have relevant coupons.

6. Featured Offers and Trending Deals:

Capital One Shopping credits
Capital One Shopping shows featured offers and trending deals to help you find bargains

If you’re interested in browsing for deals from a variety of stores all at once, checking out the Capital One Shopping homepage is a good way to discover current bargains. You’ll see “Featured Offers” and “Trending Deals” that provide special opportunities to earn Capital One Shopping Credits, as well as limited-time discounts on popular products and services.

How Much Does Capital One Shopping Cost?

One of the best things about Capital One Shopping is that it’s 100% free. There are no hidden fees, monthly charges, or penalties. You don’t need to have a Capital One credit card to use the service, which makes it easy to save money shopping online.

Additionally, you can actually “earn” money with Capital One Shopping in the form of shopping credits. Some retailers offer to give you back a percentage of the money you spend on eligible purchases when you’re shopping online. These refunds come in the form of Capital One Shopping Credits, which you can redeem for gift cards to some of the most popular online retailers.

You can also get Shopping Credits when you buy things at local retailers in your area. Just look for stores that are part of the Capital One Shopping Local Offers program. Like the online tool, this program is also free for you to use. All you need to do is link your debit or credit card and then use it when you shop at participating stores.

How Does Capital One Shopping Work

Getting started with Capital One Shopping is quick and easy. All you need to do is to get the extension for your browser -- it’s available for Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari. It takes under a minute to get started.

To get the extension, simply click the "Add Capital One Shopping" button, enter your name, email address, ZIP code, and start shopping. Capital One Shopping will immediately begin helping you find incredible savings whenever you shop online. And when you’re not shopping, you won’t even notice that it’s there.

Once the extension is part of your web browser, all you need to do is start shopping online. Capital One Shopping will immediately begin helping you find incredible savings whenever you shop online. And when you’re not shopping, you won’t even notice that it’s there.

There are several ways to use Capital One Shopping:

  • Shop at your favorite online stores: There are thousands of retailers participating in the Capital One Shopping program. When you go to a store’s website, the browser extension automatically finds available savings and notifies you. With online shopping, trips to the store can be avoided while you save money and use online coupons.
  • Browse the Capital One Shopping site: If you don’t have a specific retailer in mind, you can see what offers are available on the Capital One Shopping site. Capital One Shopping's website is completely free to download and use.
  • Check for coupons: Many online retailers use offer coupon codes, but it’s not always easy to find codes that aren’t expired. The Capital One Shopping extension can search for codes automatically, so all you need to do is click the Try Codes button when you’re ready to checkout. The extension will then apply available coupon codes to your purchase.
  • Use the price comparison tool: If Amazon is your go-to online store when you want to browse, you can still save money with Capital One Shopping. Once you’ve selected the options on an Amazon product page, the browser extension searches other retailers for the identical product and compares prices for you. Within a few seconds, you’ll get a notification if there is a better price somewhere else. The app will also tell you if the best price is what you’re seeing on Amazon. If you're a frequent online purchaser, you will benefit from this tool. It's only one way to save money with this extension.

Another great feature is the Watchlist tool. It’s perfect for big-ticket items like electronics and luxury brands. Simply add the item you’re interested in to the Watchlist, and let Capital One Shopping do all the research for you. It will track prices, and you can always go to your Watchlist to see the latest price and the price from the last time you checked.

Is Capital One Shopping Legit?

Yes. Capital One Shopping is completely legit. It’s a genuine service offered by one of the biggest companies in the financial industry. It has millions of active users and a 5-star rating on the Google Chrome Store from more than 9,000 reviews. According to Capital One, the service saved customers over $160 million over the last year.

Because this is a free service that saves you money and even gives you refunds on certain purchases, you may wonder if there is something shady going on in the background. But you don’t need to worry. It is a completely legitimate service that’s accredited by the Better Business Bureau, and there are no BBB complaints.

The Capital One Shopping tool offers several other excellent benefits:

  • You don’t need to worry about getting annoying ads from the service.
  • The browser extension is fairly efficient, so it won’t slow down your computer noticeably (unless you are running very old software).
  • It provides honest information, including unbiased reviews, crowdsourced data, legitimate coupon codes, and reliable recommendations.
  • If you don’t want to use the service anymore, you can simply remove the extension from your browser.

While Capital One Shopping is a legitimate service, it does track your personal data. As explained in the Terms of Service, the extension may collect many forms of data, such as your IP address, browsing history, order information, purchase history, location data, and social media preferences. It can also see how you interact with email in certain ways, like opening and forwarding messages.

You may wonder if this sort of data tracking is dishonest or unlawful. In fact, it is completely legal, and most browsers, apps, and devices do the same thing. When you sign up for Capital One Shopping, you agree to allow this sort of data tracking.

Capital One Shopping promises to help you find the best price, but it does have some “favored” retailers that it might tend to show more often. Usually, this is because these retailers participate in the Capital One Shopping Credits program, which means you could get a refund on certain purchases. Having a favorable relationship with certain retailers doesn’t affect the legitimacy of Capital One Shopping, but it is something that consumers should be aware of.

Is Capital One Shopping Safe?

Yes. As stated, the service does monitor your online activity and collect certain types of personal data, but this is something that practically every other online service does. Capital One Shopping clearly states in its TOS what sort of data it collects and what it does with the information.

You don’t have to worry about Capital One selling your data to other companies for marketing purposes. As stated in the company’s Privacy Notice, your data is not shared with other financial companies or with Capital One’s affiliates or nonaffiliates for advertising purposes. Additionally, your data isn’t shared with affiliates to give them information about your creditworthiness.

Capital One Shopping has been around for several years and used by hundreds of thousands of consumers for almost a decade. There are currently millions of members, and the company has a Trustpilot rating of 4.6 out of 5 stars. It also has a BBB rating of A-.

While the Capital One Shopping website, apps, and browser extensions are legitimate and safe, any online service is subject to certain risks, such as malware and hacking. However, there is no indication that this service is riskier than any other online application, and based on its Trustpilot and BBB scores, it appears to be one of the safest.

Who can use Capital One Shopping?

Capital One Shopping is available to anyone with a U.S. address. This is determined by zip code and excludes United States territories like Puerto Rico and the Virgin Islands. To use the service, you need to sign up for a free Capital One Shopping membership. You can enter your name and email address into the system or sign in with a Facebook or Google account.

Additionally, you must be at least 18 years old and have a compatible browser to use Capital One Shopping. The service works with Mozilla Firefox, Google Chrome, Safari, and Microsoft Edge.

The browser extension shouldn’t noticeably affect your computer’s performance. However, if you have a really old device or exceptionally slow internet, you might not be able to use the Capital One Shopping extension successfully.

While you can’t use the browser extension on a mobile device, there is a mobile app. It’s available for both iOS and Android devices. The mobile app doesn’t offer quite as much functionality as the desktop version.

You can use Capital One Shopping at over 30,000 online retails. This includes popular sites like Amazon, eBay, and Walmart, but it may not be available for very small or niche online businesses.

Along with the browser extension and app, Capital One Shopping offers deals at local brick-and-mortar stores. However, to get these offers, you’ll need to link an eligible debit or credit card to your Capital One Shopping account. You might not be able to use this service if there are no participating retailers in your area or if you don’t have an eligible card.

Capital One Shopping on iOS and Android App

If you prefer to shop on your phone or tablet rather than on a computer, you can download the Capital One Shopping app. It’s available for both Android and iOS devices. However, the app is intended to be more of a companion to the desktop tool than a completely comparable mobile alternative.

The app doesn’t offer the same level of functionality as the desktop browser version. With the app, you can search for items and see prices from selected popular retailers. You might not see all the alternatives that the desktop browser extension would show you. The app also lets you scan barcodes of physical products and see prices from online retailers. If you want to buy, you can do so in the app.

If you want to compare the price of an item you see on Amazon to other retailers, you need to use the Mobile Price Comparison feature, which is only available to randomly selected users as a Beta version on the iOS app.

If you are selected to use this feature, be aware that it is fairly clunky. To get a price comparison, you must view the item’s Amazon product page on your phone, “share” the link with Capital One through a text message, and then wait for a reply.

Capital One Shopping Customer Service & Support

If you are having trouble downloading or using the Capital One Shopping extension or app, you can find answers to several common problems on the Capital One Shopping website. To get to the customer service section of the site, scroll down to the bottom of the page and click on “Help Center.”

The help center has several different sections for commonly asked questions about things like Mobile Price Comparison, downloading and using the extension, and getting the smartphone app. You can also find information about where the service is available, who is eligible, and how to set up the Local Offers option.

Other common questions are about finding and using coupons and earning rewards. You can also find troubleshooting steps for linking your credit or debit card to use the Local Offers service.

If you want to disable or uninstall the extension from your browser, you get step-by-step instructions for all four of the supported browsers. To stop using the mobile app, just delete it from your device.

If the online help center doesn’t answer your specific question, you can email help@capitaloneshopping.com. You can also send a message to this address if you find a new coupon code for a retailer. Doing this allows Capital One Shopping to make it available to other users.

Capital One Shopping Pros

Capital One Shopping offers several excellent benefits.


Capital One Shopping’s services save you lots of time. You could do most of the things that the extension does: search for coupons, look for a better price, and track the price changes of items you’re interested in. However, it would take a very long time to perform all those tasks every time you went online shopping. The Capital One Shopping extension does all these things for you in a fraction of the time.

Free rewards

While you can use the Capital One Shopping extension to make sure you are getting the best deal, you can save even more money with the Shopping Credits program. When you buy from participating retailers, you can earn rewards points that you can trade in for gift cards at stores like Walmart.

Open to anyone

As long as you are over 18 years old and have a U.S. address, you can use Capital One Shopping. You don’t need to be a Capital One banking customer or have a Capital One credit card. As long as you provide an email address, name, and physical address, you can get the browser extension and start shopping.

Capital One Shopping Cons

Although Capital One Shopping is an excellent tool for saving money when shopping online, it does have a few limitations to consider.

Only available in the U.S.

The biggest shortcoming of Capital One Shopping is that you need to have a U.S. shipping address in order to make purchases. Capital One Shopping is hoping to expand internationally, but it’s focused exclusively on U.S. customers for now. However, there are other virtual shopping assistants that work in other countries, such as Honey, which accommodates shoppers in the United States, Canada, Australia, the United Kingdom, and the European Union.

Limited gift card options

Some users may be disappointed to learn that Capital One Shopping Credits cannot be turned into Amazon or Target gift cards. However, there is a long list of retailers that offer eGift Cards in exchange for Capital One Shopping Credits, including eBay, Walmart, Lowe’s, Macy’s, Kohl’s, Groupon, Staples, JCPenney, Hulu, and many others.

Minimalist mobile app

As mentioned in the FAQ, although Capital One Shopping does have a mobile app, it is not nearly as useful as the Capital One Shopping browser extension, which works seamlessly on desktops and laptops.

Honey is similar to Capital One Shopping in many ways, and you’re likely to find plenty of great deals if you install the Honey browser extension. It’s also free, so there’s nothing stopping you from adding it to your browser, too!

Alternatives to Capital One Shopping

If you’re interested in saving money with online shopping, there are a number of other great websites, apps, and browser extensions that will do just that. Here are some of our favorites:

  • Honey
  • Rakuten
  • Shopkick
  • Retail Me Not
  • ShopSavvy
  • Swagbucks
  • Gumdrop by Goodshop

How to Get Started with Capital One Shopping

Getting started with Capital One Shopping is easy. Setup only takes a few minutes, and then you can get shopping right away.

Step 1: Make sure you have a compatible browser.

Capital One Shopping works with Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari.

Remember that certain browser settings can prevent extensions from being downloaded. For example, most work computers prevent users from downloading browser extensions as a security measure.

Step 2: Download Capital One Shopping browser extension.

To get the Capital One Shopping browser extension, simply click on the "Add Capital One Shopping" button below.

You can also navigate to the Capital One Shopping website at capitaloneshopping.com. The site automatically detects the browser you’re using and provides a button for downloading. For example, if you visit the site using Google Chrome, the blue download button says “Add to Chrome - It’s Free.” Clicking it takes you to the Chrome web store, where you’ll add the extension first and create or sign in to your account later.

If you are downloading the extension on Microsoft Edge, you’ll see a popup asking you to sign in to Capital One Shopping by creating an account with your email address and a password. You can also sign in with an existing Capital One Shopping account or your Google or Facebook account. While you can choose to sign in later, it’s easiest to provide your account details and then download the extension. Once you make an account or sign in, you can click on the top banner that says “Add Capital One Shopping to Edge. It’s free.”

Step 3: Create a Capital One Shopping account.

Once you have the extension, you can create a Capital One Shopping account. It’s completely free.

You’ll need to enter your email address and create a password and click to accept the TOS and privacy policy. You’ll also need to provide your ZIP code so the tool can verify you are in the U.S. and calculate shipping and taxes.

There is a place for you to note whether you’re an Amazon Prime member. If so, the tool will factor in free Prime shipping.

Step 4: Start shopping.

Once you’ve created your account, you can answer a few optional questions to personalize the app. You can skip this step if you want. If you do choose to answer the questions, the tool estimates your savings based on your answers about online shopping. You can also select your favorite retailers and see a short tutorial on how the different features.

With the Capital One Shopping extension installed, you’re ready to start shopping – and saving! The tool will immediately begin helping you find savings whenever you shop online. (And when you’re not shopping, you won’t even notice that it’s there.)

4.8 star WiseGeek Rating

Add the Capital One Shopping extension to your browser, and start racking up the savings with this free online shopping assistant!

  • FREE: no hidden costs
  • Install in under 30 seconds
  • FREE: no hidden costs
  • Install in under 30 seconds

Capital One Shopping FAQ

Who owns Capital One Shopping?

In November 2018, Capital One Shopping was acquired by Capital One, one of the largest banks in the United States. The acquisition has allowed Capital One Shopping to take advantage of Capital One’s expertise in financial technology. As a part of Capital One, Capital One Shopping has seen significant growth in the number of employees, users, and e-commerce sites that it serves. Capital One Shopping remains headquartered in Austin, Texas, led by longtime Co-CEOs Adam Gauvin and Walt Roloson.

How do I get rid of Capital One Shopping?

Regardless of which web browser you use, removing Capital One Shopping takes only a few seconds. For example, if you’re using Chrome, simply right-click on the tiny Capital One Shopping icon near your address bar and select “Remove from Chrome.” You can also hide the Capital One Shopping icon, or remove Capital One Shopping entirely, by managing your Chrome extensions. And if you change your mind, you can re-install Capital One Shopping at any point, without having to sign up again.

Is Capital One Shopping secure?

Capital One Shopping is a safe platform that takes the security of its users seriously. It uses up-to-date security protocols to safeguard any identifying information. Capital One Shopping also has thorough authentication procedures to protect customers from identity theft and uses data encryption to keep credit card information secure.

Capital One Shopping will never redirect you to any untrustworthy websites, fraudulent retailers, or online scams.

Can I use Capital One Shopping on my phone?

Capital One Shopping has a free mobile app available for both Android and iOS. However, compared to the Capital One Shopping browser extension, the app has fairly limited functionality and cannot be used for making purchases directly. You might find it useful for monitoring your Watchlist, finding local offers, and searching for products when you’re on the go.

Does Capital One Shopping work on Amazon?

Yes, Capital One Shopping works on Amazon. In fact, using Capital One Shopping while shopping on Amazon is one of the extension’s most useful features. Capital One Shopping compares prices among thousands of Amazon sellers, and lets you know if it finds a lower price on your item from another seller.

Very helpfully, Capital One Shopping also considers whether or not you are a Prime member when making recommendations about better deals, as this will have an impact on shipping times and costs.

How does Capital One Shopping use personal information?

According to the company’s privacy policy, Capital One Shopping won’t share or sell your personal data to affiliates, third parties, or financial companies for marketing purposes.

However, it’s important to be aware that Capital One Shopping does collect and store some personal data. Much of the data that Capital One Shopping collects is stored anonymously, in aggregate form, to analyze how Capital One Shopping users utilize the platform and to improve how Capital One Shopping works.

Additionally, Capital One Shopping may share some information about your transactions with affiliates for everyday business purposes. This means that you may encounter ads on other websites based on your recent clicks, searches, or purchases.

Capital One Shopping crowdsources up-to-date information about product listings, pricing, purchases, and coupons as part of its service. Allowing Capital One Shopping to access your browsing and shopping history is how Capital One Shopping is able to notify you and other users about discounts and deals.

Although you can't opt out of data collection, you can opt out of Capital One Shopping marketing emails at any time by clicking the “Unsubscribe” link included in all communications.

You can read Capital One Shopping’s privacy policy in its entirety on the Capital One Shopping website.

Where is Capital One Shopping available?

According to the website, the service currently works for U.S. addresses, which does not include the U.S. Virgin Islands or Puerto Rico.

What browsers are compatible with the Capital One Shopping extension?

The Capital One Shopping browser extension is compatible with the most popular browsers: Google Chrome, Microsoft Edge, Mozilla Firefox, and Safari.

How much money can I save with Capital One Shopping?

The amount of money you can save depends on how much you shop online, which retailers you choose, and what you buy. You can save more by consistently choosing retailers that offer Capital One Shopping Credits and redeeming those for gift cards.

What are Shopping Credits in Capital One Shopping?

Some retailers have an agreement with Capital One Shopping to refund a certain percentage of eligible purchases in the form of credits. You can redeem these for gift cards to popular retails, including Walmart and eBay.

How does Capital One Shopping cash back work?

Capital One Shopping partners with many stores. When you use the shopping extension to shop, you’re offered a percentage of your money back from eligible purchases you make online. It’s called cash back because you get this money back in the form of Capital One Shopping credits. These can be redeemed for gift cards.

What are Capital One Shopping rewards?

When you shop online with Capital One Shopping, you’ll build up reward points known as Capital One Shopping credits. These credits are earned each time you use the shopping extension to shop at retail partners. You can redeem them for gift cards. 

How do Capital One Shopping rewards work?

After you use Capital One Shopping, you earn rewards, or Capital One Shopping credits. You can earn these credits by shopping with Capital One Shopping retail partners through the browser extension.

How to redeem Capital One Shopping rewards

Once you earn your rewards, you can redeem them for gift cards. You decide which retailer you want to spend your Capital One Shopping credits on and use your rewards to purchase an e-gift card. Your gift card should be in your email within 24 hours.

Do Capital One Shopping rewards expire?

Capital One Shopping rewards do not expire. If your account is closed, you lose any rewards that you have not redeemed.

Is Capital One Shopping free?

Yes, Capital One Shopping is completely free!

Does Capital One Shopping work in Canada?

Customers need a U.S. shipping address to make purchases.


Paul Stone
Paul Stone

I am kicking myself that I haden’t heard of this sooner. Dduring covid, I did a ton of online shopping and could have probably saved a lot of money. Oh well, at least I can use it from now onwards.

Justin Bradley
Justin Bradley

I am always sceptical when it comes to tools that are positioned to save me money. There’s always a catch.

Haven't found any issues yet! I just wish it worked in Canada.

Ashley Hughes
Ashley Hughes

Thanks for the review. I just started using Honey, but I think I'm going to give Capital One Shopping a shot.

Anthony Andrews
Anthony Andrews (Author)

Hi Justin and Ashley, thanks for taking the time to read the article and share thoughts.

Discussion Comments


I have Amazon Prime, which means free shipping. If I find a better product price thru Capitol One, do I still go through Amazon to get my free shipping? I'm a bit confused.


When I went to sign up there was a popup disclaimer that said it would alter my data on all websites. That freaked me out and I didn't go through with it.


Just because most other companies are tracking your data isn't a good reason for willfully handing over all your data to save a few bucks.


Do you pay each vendor you get recommended to, individually? I don't want to use my credit card at that many different places?


I also found this, which is making it hard for me to decide about this extension: "Capital One has agreed to pay $190 million to settle a class-action lawsuit filed by customers of the bank after a hacker stole the personal data of more than a 100 million people in 2019.

The settlement would cover 98 million customers who were affected by the breach, which was one of the largest data thefts from a bank."

Can you discuss this?


Giving a third party the ability to "scan your inbox for receipts" to save a few bucks? Is this what the society has come to? Yet, the same people whine about corporation having too much power, being fueled by greed, hoarding all the wealth, blah, blah... Yeah, you guys are the one enabling them. So sad.


Their Firefox browser extension says it collects all website data, including username and password info you enter on any website. Not good. I will stay away.


When is it available in Canada?


Does it offer free shipping?


I used this for several months. I wanted it to work as I am a value shopper and a frequent online purchaser. Not a single time did it help me get a better price on an item I wanted to buy. Took me to different items, sometimes women's or kid's items when I was shopping for a man's item. Other times, I was easily able to find a better price when it said I had the best price. I finally removed the extension as it was not as the advertisements or reviews try to say it is, at all.


It also works with the Brave web browser, which is Chrome-based but better security and no reporting to Google.


It is never a good habit to ever save any password to your devices.


Why do I have to enter a credit card to redeem my rewards for a gift card?


How do you make it run a second time on the same website? It pops up automatically, but I can't figure out how to get it back if I change the code to check on a different promotion. Frustrating!


What information does it collect on the user?


I have used Capital One shopping but am confused about the credit. Where can I see the credits I have earned?


Hello Anthony,

Please let me know if it is true that Capitol One Shopping can read ALL my passwords for ALL websites? This is very important to know.

Thank you.

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